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Credit Repair
Learn How We
Can Help
A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration. credit and debt counseling
take control of your financial future
What Makes up your score
FICO Scores are calculated using many different pieces of credit data in your credit report. This data is grouped into five categories: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%) and credit mix (10%).
FICO® Scores are used by many lenders, and often range from 300 to 850. Generally, a FICO® Score above 670 is considered a good credit score on these models, and a score above 800 is usually perceived to be exceptional.
How it works
Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.
We Leverage your rights , utilizing the Fare Credit Reporting Act. The Fair Credit Reporting Act (FCRA) is a federal law that regulates credit reporting agencies and compels them to insure the information they gather and distribute is a fair and accurate summary of a consumer’s credit history. … The law is intended to protect consumers from misinformation being used against them.
“Credit should leveraged to build assets, not purchase liabilities”
L David Patterson
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Contact
Fill the contact form below to set up a call with our team. We will be in contact shortly to evaluate your score & the items affecting it.
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Begin process
Our service includes your private assessment, disputing negative items with all 3 credit bureaus, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.
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watch your score rise
Once the proper documentation has been submitted, your part is done. Sit back & enjoy watching your credit increase
take control of your financial future today
our professional services Include:
Our service includes your private assessment, disputing negative items with all 3 credit bureaus, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.
what we can remove
- Negative item
- Bankruptcy
- Student Loans
- Medical Bills
- Foreclosure
FAQ
Most frequent questions and answers
Any and all negative items
It depends on your situation. We have the most competitive rates for the service we provide
The credit repair process typically takes 4-6 months
